Good financial planning is an important part of business success. However, unexpected events can occur that can cause severe losses and disruptions in your operations. Commercial insurance is designed to defray some of these costs, so your business can stay on track. At Dott Insurance LLC, we can help you determine the right commercial coverage to protect your business’s financial stability.
Although entrepreneurs plan their business operations and finances carefully, unexpected events can happen. Weather events, worker injuries, and contract disputes can lead to large expenses that may even threaten a business's existence. Commercial insurance exists to help cushion these expenses, so businesses can continue to have financial stability and continued operations.
Workers' compensation is a requirement for most states to pay for medical expenses of workers who are injured on the job, as well as for their lost wages. If you use vehicles in your business operations, you may need commercial auto coverage. General liability insurance defrays costs from contract disputes or injuries at your business. Property insurance protects your building from expensive damage that can occur. If you are a professional, you may need insurance against “errors and omissions” that can sometimes occur. You may also need business interruption insurance or other coverage types, depending on your type of business.
If you have recently started a business, you may have many questions about the types and amounts of insurance you need. We can help with detailed answers to ensure you are properly covered. Contact Dott Insurance Group for a free, no-obligation quote on commercial coverage that can protect your business against expensive losses.